The Kristoff Team at Citizens Bank

Nick and Mike Kristoff are licensed real estate mortgage loan officers at Citizens Bank, N.A. - Citizens One Home Loans, located in Hilton Head Island, South Carolina. With over 42 years combined experience, they specialize in residential home mortgages for primary homes, second homes, and investment properties.




Your attention to all of the details kept this transaction on time for the closing day and the clients were very pleased with your service. - Betty Hambleton, The Alliance Group Realty