Nick and Mike Kristoff are licensed real estate mortgage loan officers at Citizens Bank, N.A. - Citizens One Home Loans, located in Hilton Head Island, South Carolina. With over 42 years combined experience, they specialize in residential home mortgages for primary homes, second homes, and investment properties.
Exceptional service comes from treating our clients with respect. We live by the following words of wisdom: "Say what you mean, mean what you say, and do what you say you are going to do."
The first step is making application. You can begin that process online at your convenience, or simply give us a call and we can walk you through it step-by-step. Click the link above to Start the Loan Process online.
Call us and we can help you start the process of purchasing a home or refinancing your existing mortgage. (843) 290-9110 Nick NMLS#379253 (843) 301-7070 Mike NMLS#377707
Schedule an appointment to meet with Nick or Mike Kristoff. Click the link at the top of the page to make an appointment.
Your attention to all of the details kept this transaction on time for the closing day and the clients were very pleased with your service. - Betty Hambleton, The Alliance Group Realty