Traditional Financing for the Palmetto Bluff Life
Congratulations on owning one of the premier homesites in the low country of South Carolina! As an owner at Palmetto Bluff you have access to the best construction-to-permanent loan program in the area to provide financing for your building project.

Whether you have an existing lot loan or own your homesite outright, a construction loan from George Mason Mortgage can provide the financing options to help you realize the Palmetto Bluff lifestyle.
How it works
If you're planning to build, but not ready to break ground, our lot loan provides financing for the purchase of your lot as you get your plans ready. If you already own a lot, you can choose from a construction-only loan or a construction-to-permanent loan to finance the construction costs. And, if there's a mortgage on the lot, you may be able to roll it in with either construction program.

Who we are
The Kristoff Team has been lending locally to Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $2.5 billion over 42 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.” This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.

George Mason Mortgage, LLC was founded in 1980 and has consistently been ranked by the Washington Business Journal as one of the area’s leading lenders. A wholly owned subsidiary of United Bank, George Mason Mortgage, LLC is headquartered in Fairfax, Virginia with a lending footprint in South Carolina, North Carolina, Ohio, Pennsylvania, Maryland, Virginia, West Virginia and the District of Columbia.

Closing Cost Credit!

Register below to receive a closing cost credit only from the Kristoff Team at George Mason Mortgage, LLC.

Talk with us, We'll listen
Schedule an Appointment with The Kristoff Team
The first step toward building your Palmetto Bluff dream is talking with a member of the Kristoff Team at George Mason Mortgage, LLC. We'll listen to your plans and design a financing strategy that fits your goals. Schedule an appointment today!

(843) 603-5924 or Online


Wilson Cottage | Mooreland Village | River Road | The Point | May River Forest | Longfield Farms | Barge Landing | Headwaters | Hayfields | The Inn at Palmetto Bluff




Equal Housing Lender | © 2017 The Kristoff Team. All rights reserved. Nick Kristoff NMLS #379253 and Mike Kristoff NMLS #377707. All mortgages are offered and originated by George Mason Mortgage, LLC (NMLS# 153400) a Subsidiary of United Bank. All loans are subject to individual approval.
23-A Shelter Cove Lane
Hilton Head Island, SC 29928